Unifying Payments, Loyalty, 
and Engagement — Everywhere.

PayCloud’s Trusted Service Manager solution brings Apple-grade hardware security to enterprises and financial institutions.

With full credential lifecycle management, white-label customization, and seamless iOS integration, it enables secure deployment of badges, transit cards, hotel keys, and loyalty programs — all beyond Apple Wallet.

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PayCloud’s Digital Wallet Platform enables institutions to launch branded wallets on iOS and Android with tap-to-pay, loyalty, offers, and multicredential storage.

Built on secure infrastructure with tokenization, fraud monitoring, and dynamic card controls, it integrates seamlessly with banking cores, processors, and CRM systems. Real-time notifications, spending limits, and category restrictions protect institutions while giving users more control.

PayCloud’s SoftPOS turns any NFC-enabled device into a fully certified payment terminal, with PCI MPoC compliance and enterprise-grade control.

Seamlessly integrated into existing acquiring platforms, it streamlines terminal management, reduces costs, and enables secure, flexible payments across retail, events, hospitality, logistics, and transit.

PayCloud empowers transit agencies to modernize fare collection with a hardware-independent, EMV-compliant platform that turns standard Android devices into secure validators. Supporting both open-loop and closed-loop payments, the solution reduces costs, accelerates deployment, and ensures universal accessibility. With real-time dashboards, fare capping, and API-first integration, agencies gain full operational visibility while delivering faster, more convenient passenger experiences.

Unified identity and access management across physical and digital environments.

Powered Solutions: hotel key systems, corporate access badges, biometric ticketing, stadium entry, car access, event credentials.

Primary Value: single device for multi-environment access with biometric security and seamless user experience.

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PayCloud redefines customer engagement by transforming loyalty programs into real-time, personalized ecosystems. With seamless CRM and marketing integration, predictive analytics, and omnichannel delivery, the platform drives retention through tailored rewards and gamification.

Web3-ready, it supports NFTs, digital collectibles, and blockchain-based loyalty, giving enterprises innovative tools to build lasting customer connections.

PayCloud delivers a fully integrated, institutional-grade exchange with enterprise security and regulatory compliance at its core.

Supporting spot, futures, DeFi, and staking across major blockchains, the platform offers high-speed trading, fiat onramps, and white-label customization —empowering enterprises to launch branded exchanges with full control and advanced analytics.

One Touch World brings physical-card security to digital commerce. PayCloud's E-Commerce platform reduces fraud by up to 70% through Tap-to-Own technology, converting card-not-present transactions into card-present ones. Customers authenticate with a single tap of their card or digital wallet on an NFC device, combined with local biometric verification—eliminating chargeback liability while delivering frictionless checkout. Risk-based authentication ensures security without creating unnecessary friction.