Cookie Consent Policy

Last Updated: October 23, 2025

What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile) when you visit our website. They help us provide you with a better browsing experience and ensure our website functions properly.

How We Use Cookies

Currently, we only use essential cookies that are strictly necessary for our website to function. We do not use cookies for tracking, analytics, marketing, or advertising purposes.

Essential Cookies We Use

Our website uses only the following types of essential cookies:

  • Session Cookies: These temporary cookies keep you connected as you navigate between pages and are deleted when you close your browser
  • Security Cookies: These cookies help us maintain the security of our website and protect against fraudulent activity
  • Functionality Cookies: These cookies enable basic website features such as secure access to certain areas and remembering your preferences during your visit

Legal Basis: These essential cookies are processed based on our legitimate interest to provide you with a functional and secure website. Under GDPR and other privacy regulations, consent is not required for strictly necessary cookies.

Cookies We Do Not Use

We want to be transparent about what we do NOT do:

  • We do not use analytics or performance cookies to track how you use our website
  • We do not use marketing or advertising cookies to show you targeted ads
  • We do not use social media tracking cookies
  • We do not share or sell your information to third parties through cookies
  • We do not track you across other websites

Your Rights and Choices

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Browser Settings

While our essential cookies are necessary for website functionality, you can still control cookies through your browser settings:

  • Chrome: Settings > Privacy and Security > Cookies and other site data
  • Firefox: Preferences > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Manage Website Data
  • Edge: Settings > Cookies and site permissions > Cookies and site data

Please note: Blocking essential cookies may prevent certain features of our website from working properly.

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Your Privacy Rights

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For EU/EEA Users (GDPR):

  • Right of access to your personal information
  • Right to rectification of inaccurate data
  • Right to erasure ("right to be forgotten")
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing

For California Users (CCPA/CPRA):

  • Right to know what personal information we collect
  • Right to delete personal information
  • Right to opt-out of sale or sharing of personal information (we do not sell or share your information)
  • Right to non-discrimination for exercising your privacy rights

Exercising Your Rights

To exercise any of these rights or if you have questions about our cookie practices, please contact us at:

Email: Info@paycloudinnovations.com

Address: 120 Tustin Ave SteC268 Newport Beach CA 92663

We will respond to your request within 30 days (or 45 days for California residents).

Data Retention

  • Session Cookies: Automatically deleted when you close your browser
  • Persistent Essential Cookies: Stored only for as long as necessary to provide basic website functionality (typically up to 12 months)

Changes to Our Cookie Policy

If we change our cookie practices in the future (such as adding analytics or marketing cookies), we will:

  • Update this Cookie Policy with a new "Last Updated" date
  • Implement a cookie consent banner to obtain your explicit consent for non-essential cookies
  • Notify you of material changes through our website

We will never implement tracking cookies without first obtaining your consent and providing you with clear choices.

Third-Party Services

Currently, we do not use any third-party services that set cookies on our website. If this changes in the future, we will update this policy and implement appropriate consent mechanisms.

Contact Us

If you have any questions about this Cookie Policy or our privacy practices, please contact us:

Email: Info@paycloudinnovations.com

Address: 120 Tustin Ave SteC268 Newport Beach CA 92663

For EU Users:
If you have concerns about our cookie practices and are not satisfied with our response, you have the right to lodge a complaint with your local data protection authority.

For California Users:
For questions about your California privacy rights, you may also contact the California Attorney General's office.

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Additional Information

Why Don't We Need a Cookie Banner?

Since we only use essential cookies that are strictly necessary for our website to function, we are not required to display a cookie consent banner under GDPR, CCPA, or other privacy regulations. Essential cookies are exempt from consent requirements because they are necessary to provide the service you've requested.

Future Changes

If we decide to implement any of the following, we will update this policy and add a cookie consent banner:

  • Analytics tools (like Google Analytics)
  • Marketing or advertising cookies
  • Social media integration with tracking
  • Any other non-essential tracking technologies

When and if we make these changes, you will have full control over these cookies through a consent management system that allows you to accept or reject non-essential cookies.

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This Cookie Policy is compliant with GDPR, CCPA/CPRA, ePrivacy Directive, and other applicable privacy regulations as of October 2025.

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