Eliminate Online Fraud with Tap-to-Own and Biometric Checkout
One Touch World brings physical-card security to digital commerce. Tap-to-Own converts card-not-present payments into card-present transactions, while biometric verification adds hardware-level identity assurance for every checkout.
A frictionless checkout experience across web and mobile
Card-Present Security for Every Online Purchase
Transform e-commerce checkout with Tap-to-Own, proving physical card possession and cutting CNP fraud by up to 70%.
Biometric Verification That Stops Spoofing and Account Takeover
Face, fingerprint, and device biometrics with liveness detection ensure only legitimate users can complete checkout.
Risk-Based Authentication Without Checkout Friction
High-risk transactions trigger biometric checks, while trusted customers breeze through checkout with a single tap.
Engineered for Secure, Frictionless E-Commerce Experiences
Benefits for Businesses
Dramatically Reduced Fraud
Convert transactions to card-present and validate identity with biometrics, cutting fraud rates and shifting liability to card networks.
Faster, Frictionless Checkout
Customers tap a card or confirm with biometrics — no passwords, SMS codes, or CVV entries required.
Enterprise-Ready Security
Hardware-backed biometrics and Tap-to-Own enhance security without complicating UX, improving conversion and customer trust.
Frequently Asked Questions
How does Tap-to-Own technology reduce fraud compared to traditional e-commerce checkout?
Tap to Own converts card-not-present transactions into card-present transactions by having customers tap their physical card on their own NFC enabled Android device.
Does this work for both web and mobile app checkout flows?
Yes. Mobile app checkout integrates biometric verification directly into the payment flow. Web checkout can trigger device biometrics or Tap-to-Own. Desktop web checkout can require mobile verification, where users confirm purchases on their phone—similar to banking app confirmations.The platform adapts authentication to the channel and device
What biometric verification methods does the platform support?
The platform supports facial recognition with passive liveness detection. Liveness detection prevents deepfakes, photos, and masks from spoofing the system.
How does card-present designation impact our chargeback liability?
When transactions qualify as card-present through Tap-to-Own, liability for fraudulent transactions shifts to the card network rather than your business. This dramatically reduces chargeback risk and associated fees. Even if a stolen card is used, the network assumes liability because the physical card was verified during checkout—protecting your revenue and chargeback ratio.
How do we determine when to trigger biometric authentication?
Risk-based authentication evaluates transaction amount, purchase history, device signals, location, and behavioral patterns. High-value purchases or unusual activity trigger biometric verification. Trusted customers with established patterns complete checkout with one tap. Every transaction gets appropriate security without creating friction for low-risk purchases.
What customer experience changes are required to implement this?
Minimal changes. For Tap-to-Own, customers see a prompt to tap their card on their device during checkout—taking 2–3 seconds. For biometric verification on web, customers confirm using FaceID or AI-based facial authentication—matching the experience they already use to unlock their phone. Both methods feel natural and take less time than typing a CVV code or waiting for an SMS code.
Our Trusted Partners & Collaborators
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