Customers Shop Everywhere — Payments Should Too
Disconnected Channels Create Inconsistency
When online, mobile, and in-store systems don't talk to each other, customers experience friction — abandoned carts, inventory mismatches, and disjointed loyalty programs.
Payment Fragmentation Slows Checkout
Multiple processors, terminals, and reconciliation systems increase costs, complicate reporting, and slow down transactions.
Missed Personalization Opportunities
Without unified customer data, retailers can't deliver tailored offers, recognize loyalty across channels, or track true lifetime value.
Our integrated Approach
Unified Payment Platform
Process in-store, online, and mobile transactions through a single platform. Consistent experience, simplified operations, and one source of truth for all payment data.
Cross-Channel Tokenization
Securely store payment credentials once and use them everywhere. Enable buy- online-pick-up-in-store, saved payment methods, and faster repeat purchases.
Integrated Loyalty & Offers
Connect purchase history, rewards, and personalized offers across every channel. Customers earn and redeem seamlessly, whether they're in the app or at the register.
Expected Business Outcomes
Omni channel payment solutions drive conversion, increase basket size, and build lasting customer relationships.
Conversion Rates
Faster checkout, fewer abandoned transactions
Customer Lifetime Value
Unified loyalty drives repeat purchases and engagement
Operational Efficiency
Single platform reduces complexity and cost
Smarter, Better connected Solutions
Instant Card Issuance
Digital issuance eliminates the material, personalization, and mailing overhead associated with plastic card fulfillment, allowing issuers to reallocate several dollars per account toward customer engagement and loyalty activation.
Apple Secure Element Integration
PayCloud eliminates 18-24 months of development time and millions in upfront infrastructure investment. We provide pre-certified Apple applets, existing EMVCo and Global Platform compliance, and proven integrations with banking cores and card processors. You skip the certification process entirely and deploy in 6-9 months instead of building, certifying, and maintaining your own TSM platform.
One Touch World Wallet™
Enable customers to store payment credentials, loyalty cards, and offers in a single mobile wallet — accessible across your website, app, and physical stores.
Tap-to-Pay & SoftPOS
Turn any NFC-enabled device into a certified payment terminal. Empower associates to complete transactions anywhere on the sales floor, reducing lines and improving service.
Real-Time Inventory & Order Management
Sync payment, inventory, and fulfillment systems in real time. Deliver accurate product availability, flexible fulfillment options, and seamless returns across all channels.
Our Trusted Partners & Collaborators
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