SoftPOS

Turn Any Phone Into a Payment Terminal

Transform standard NFC-enabled devices into fully certified payment terminals. No additional hardware required — just download, authenticate, and accept payments.

Why SoftPOS Changes the Game

Eliminate Hardware Costs

Remove the expense of purchasing, deploying, and maintaining dedicated payment terminals. Use devices you already own.

Instant Deployment

Onboard merchants remotely in minutes. Download the app, complete authentication, and start accepting payments immediately.

Expand Acceptance Everywhere

Enable payments at trade shows, pop-up shops, delivery locations, outdoor venues, and anywhere traditional terminals can't reach.

Key Features

PCI MPoC Certified

01

Hardware-Independent Security

Leverage device-level secure elements and PCI Mobile Payment on Commercial Off-The-Shelf (MPoC) certification — ensuring payment data remains protected without proprietary hardware.
02

EMV Contactless Support

Accept payments from contactless credit and debit cards, Apple Pay, Google Pay, Samsung Pay, and wearable devices — all through simple tap-to-pay interactions.
03

PIN Entry & High-Value Transactions

Support PIN-authenticated transactions for purchases above contactless limits, enabling higher transaction values without compromising security.
04

Real-Time Transaction Processing

Connect directly to acquiring platforms for instant authorization, settlement, and reconciliation — matching the speed and reliability of traditional terminals.
05

Unified Terminal Management

Manage all SoftPOS devices from a central dashboard. Deploy updates, monitor transactions, adjust settings, and troubleshoot remotely.
06

White-Label Customization

Launch SoftPOS under your brand with custom app design, merchant onboarding flows, and tailored reporting — maintaining full control over the merchant experience.

Benefits for Businesses

Lower Total Cost of Ownership

Reduce terminal acquisition costs by up to 80% compared to traditional POS hardware. Eliminate maintenance, shipping, and replacement expenses.

Scalable Merchant Onboarding

Activate thousands of merchants remotely without field technician visits, inventory management, or logistics complexity.

Flexible Payment Acceptance

Enable line-busting during peak hours, mobile checkout on the sales floor, and payment-on-delivery for logistics providers.

Faster Revenue Recognition

Acquire and activate merchants in hours instead of weeks — accelerating time-to-revenue for ISOs, acquirers, and payment facilitators.

Enhanced Merchant Mobility

Empower sales associates, delivery drivers, and service providers to accept payments anywhere — improving customer convenience and increasing transaction volume.

Future-Ready Technology

Add new features, update security protocols, and support emerging payment methods through over-the-air updates — without hardware replacement cycles.

Frequently Asked Questions

How does SoftPOS security compare to traditional payment terminals?

SoftPOS uses the same Secure Element hardware built into modern smartphones—the same chip-level protection that secures Apple Pay and Google Pay. PCI Mobile Payment on Commercial Off-The-Shelf (MPoC) certification ensures payment data receives hardware-level encryption. Security matches or exceeds traditional terminals without requiring proprietary hardware.

How do we manage hundreds or thousands of SoftPOS devices remotely?

The central dashboard provides real-time visibility into every device. Deploy software updates over-the-air to all devices simultaneously. Monitor transaction volumes, success rates, and device health from one interface. Adjust settings, troubleshoot issues, and deactivate lost or stolen devices remotely—no field technician visits required.

What devices are compatible with the SoftPOS solution?

Any NFC-enabled Android device running version 8.0 or higher works. This includes smartphones and tablets from Samsung, Google, Motorola, and other major manufacturers. The software adapts to different screen sizes and hardware configurations—no specific device models required. Apple devices are future forward.

What's the total cost savings compared to traditional terminals?

Hardware costs drop by up to 80%. Eliminate terminal purchase expenses, shipping and logistics, maintenance contracts, and replacement costs for broken or outdated devices. Merchants use smartphones they already own. Remote activation replaces field technician deployment. Software updates happen over-the-air instead of hardware replacement cycles.

Can merchants accept PIN-based transactions for high-value purchases?

Yes. The platform supports PIN entry for transactions. This enables merchants to accept purchases of any amount while maintaining security standards and keeping interchange rates favorable.

How fast can we onboard new merchants at scale?

Merchants download the app, complete authentication, and start accepting payments in minutes. No equipment shipping, no installation appointments, no inventory management. This speed enables ISOs, acquirers, and payment facilitators to activate thousands of merchants remotely—turning merchant acquisition from weeks into hours.

Our Trusted Partners & Collaborators

Partner with PayCloud Innovations Today

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