Passwords and Cards Are No Longer Enough
Security Breaches Are Rising
Traditional authentication methods — passwords, PINs, and physical badges — are vulnerable to theft, phishing, and social engineering attacks.
User Friction Slows Adoption
Complex password requirements, frequent resets, and multi-step verification processes create frustration and reduce engagement.
Limited Identity Assurance
Device-bound biometrics like FaceID confirm you have a phone — not your identity. High-risk actions need stronger authentication that proves who you are.
Our integrated Approach
Biometric Authentication
Store identity credentials in the Apple Secure Element — the same protected chip used for Apple Pay. Authentication happens locally, and biometric data never leaves the device.
Cloud-Based ID Verification
Move beyond device-bound systems. Our platform performs identity verification across devices and sessions, ensuring the person authenticating is the verified account holder.
Unified Access Credentials
Replace badges, key cards, and logins with one biometric credential. Access buildings, systems, and services with a tap — while maintaining compliance and audit trails.
Expected Business Outcomes
Biometric authentication delivers stronger security, improved user experience, and operational efficiency.
Security
Hardware-based protection reduces fraud and unauthorized access
User Experience
Faster, frictionless authentication increases engagement
Compliance
Built-in audit trails support regulatory requirements
Smarter, Better connected Solutions
Instant Card Issuance
Digital issuance eliminates the material, personalization, and mailing overhead associated with plastic card fulfillment, allowing issuers to reallocate several dollars per account toward customer engagement and loyalty activation.
Apple Secure Element Integration
PayCloud eliminates 18-24 months of development time and millions in upfront infrastructure investment. We provide pre-certified Apple applets, existing EMVCo and Global Platform compliance, and proven integrations with banking cores and card processors. You skip the certification process entirely and deploy in 6-9 months instead of building, certifying, and maintaining your own TSM platform.
One Touch World Identity™
Deploy biometric credentials for corporate access, event ticketing, and secure facility entry — all leveraging Apple Secure Element protections and managed through our TSM platform.
Device Binding & Liveness Detection
Combine passive liveness detection with device binding to defend against deep-fakes and spoofing attacks. Ensure that only the authorized user, on their enrolled device, can authenticate.
Multi-Environment Access Management
Unify identity and access management across physical and digital environments. Employees use one credential to unlock office doors, log into systems, and access sensitive data — all with hardware-grade security.
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Our Trusted Partners & Collaborators
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